It’s a mess out there; but for a good cause


It’s almost like the pandemic here at home.

I don’t mean anyone is sick, what I mean is that we are sort of in quarantine here at the building.

For the past few months, our cul-de-sack has been getting new pipes buried in the street, which involved the streets being cut up and pipes being taken out and replaced. The workers are quite methodical. At first I thought the whole area would be dug up at once, and we would be navigating piles of dirt and big ditches in the streets, but they seem to work in sections of about 20 feet.

They dig up a 20 foot section and do their thing taking out the old stuff and putting in the new.

From a distance, it looks like a movie scene is being filmed on one corner. Everyone and every large piece of equipment is concentrated on one area – everyone in a large circle is looking at the same thing – the center of attention. Sort of like “lights, camera, action.”

When they leave at the end of the day, it looks as if they weren’t here. The street is all cleaned up, the huge ditches are covered up with some sort of metal covering, the areas are all hosed down and I guess until they lay the new street down at the very end, it looks nice, clean and tidy.

For the past weeks they were in one area, not far from me. Now these past few weeks, they have been in front of my building. I was hoping it would be when I was out of town a few times over the months, but it’s now. So for now, we stay home most of the time, but to be fair, we are able to get in and out and exit and enter the neighborhood through various ways.

But sometimes, it’s just easy to just stay home.

I waited a bit the other day to get out because large equipment was blocking my exit, but I made it out and back home. UPS, FedEx, the mail carrier and Amazon all make it through. Which reminds me, I still haven’t given the mail carrier her Christmas present, guess I’ll go down and look for her this week.

Unlike the pandemic, it’s noisy, where during the pandemic is was so quiet and the streets were empty. Out back on the bay, I would see people kayaking, boating, water boarding and things like that. There was a couple who would be in some sort of gray float or inner tube and daily they would flow out with the tide and then back in again, talking with each other the whole time, just taking life easy.

Being confined to the house reminds me of that period. Only now the bay is quiet, since people are at work and school. But the street out front is very busy with the construction crews doing their thing.

But again, they are methodical and neat and accommodating, but I do look forward to the day when they are done and gone.

I know- first world problems, and at least we aren’t dealing with the major snowstorms which are affecting millions of people in the country this week.

Till next time . . .

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Navigating insurance rates


I’m dealing with insurance – auto and homeowners. It’s amazing how different the rates are.

I didn’t get the homeowners rates yet, what happened was my insurance company of so many years dropped me. Well, they dropped the whole state.

This happens a lot with Florida insurance policies, but this was not for hurricane and windstorm, it was for homeowners, you know, to cover a toilet leak or something. The big insurance for hurricanes, etc., I get through the condo association, we pay through our maintenance fees.

Anyway, regarding the auto insurance, I am with Geico now, but every once in awhile, I change companies because you get better rates that way. I had State Farm auto insurance for many years, when I changed to Allstate, I immediately saved $800.00 per year.

After a bit with Allstate, I changed to Progressive and saved and then from Progressive, I changed to Geico and saved.

Now it may be time to change again, so I checked back with State Farm after all these years, I told them I would like to bundle the homeowners with auto. While I didn’t get the homeowners quote yet, I got the auto insurance – $1329.00 for six months. That’s with the bundle. Without the bundle, it’s $1466.00 for six months.

That’s almost $3000.00 a year!

Know what the rates are from Geico and Progressive? Less than $500 for six months ($481.00 with Progressive), and that’s with Snapshot, that thing where they track you. And according to my tracking – it isn’t perfect – but that’s the rate.

Maybe State Farm doesn’t want my biz or maybe they think I’m stupid or maybe they are punishing me for leaving them so many years ago.

They are calling me today with the homeowners insurance rates – that ought to be a laugh.

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