I’m dealing with insurance – auto and homeowners. It’s amazing how different the rates are.
I didn’t get the homeowners rates yet, what happened was my insurance company of so many years dropped me. Well, they dropped the whole state.
This happens a lot with Florida insurance policies, but this was not for hurricane and windstorm, it was for homeowners, you know, to cover a toilet leak or something. The big insurance for hurricanes, etc., I get through the condo association, we pay through our maintenance fees.
Anyway, regarding the auto insurance, I am with Geico now, but every once in awhile, I change companies because you get better rates that way. I had State Farm auto insurance for many years, when I changed to Allstate, I immediately saved $800.00 per year.
After a bit with Allstate, I changed to Progressive and saved and then from Progressive, I changed to Geico and saved.
Now it may be time to change again, so I checked back with State Farm after all these years, I told them I would like to bundle the homeowners with auto. While I didn’t get the homeowners quote yet, I got the auto insurance – $1329.00 for six months. That’s with the bundle. Without the bundle, it’s $1466.00 for six months.
That’s almost $3000.00 a year!
Know what the rates are from Geico and Progressive? Less than $500 for six months ($481.00 with Progressive), and that’s with Snapshot, that thing where they track you. And according to my tracking – it isn’t perfect – but that’s the rate.
Maybe State Farm doesn’t want my biz or maybe they think I’m stupid or maybe they are punishing me for leaving them so many years ago.
They are calling me today with the homeowners insurance rates – that ought to be a laugh.
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