I have this thing from Geico car insurance that monitors my driving. It’s an app on my phone called DriveEasy. In the past I had something similar from Progressive. But when I used the monitor with Progressive, it was something I plugged into the car under the dashboard and it monitored me for a few weeks, then I mailed in the gadget to Progressive.
The monitor determines your insurance rate based on how you drive.
But now all the insurance companies have the phone app, which is permanent! It doesn’t always work correctly, the Today Show recently did a story on this. A guy was on a rollercoaster and it monitored him as driving and raised his insurance!
I never pick up my phone when I’m driving, yet every once in awhile I get a pop-up telling me I was texting and it was ruining my good record. Other times I’m on the subway and it rates me, thinking I am driving my car.
I’ve thought of just turning it off and letting the chips fall where they may. My rates might go up, but is is worth it to not be monitored with every move I make, or don’t make?
I’ve thought of it, but then I thought what’s the big deal, just go with it. If the rates go down, I win. If they go up, it’s what I had planned by shutting the app off. But so far so good.
Have you been using this app with your insurance company? I guess it’s the same as being tracked by Google and Facebook and others who are watching the websites you visit and things you buy. In this case you are being watched by how well you drive or don’t drive.
Big Brother is here and watching.
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